Vol. I · a notebook of software Still Up Since
2010 founded Standing
payments · stripe.com

Stripe

the moat is real

15 years 325 days and counting

Patrick and John Collison, 2010. Still the API you paste when you want to get paid.

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Why it lasted

  • Seven lines of code was not a slogan. It was a distribution strategy.
  • It became the default payments brain for startups, then for the companies those startups grew into.
  • Documentation as a product. That sounds soft until you compare it to a bank.

Times it almost ended

  • Every country is a new regulator. They hired the patience.
  • PayPal, Adyen, Square, Amazon Pay: plenty of ways to charge a card. Stripe kept the developer.

What would finish it

  • Storefronts that own checkout (Shop, Apple, a super-app) plus a banking stack that is finally as nice. Not this year.

Questions

Is Stripe still up?

Yes, with a Standing verdict: the moat is real. Founded 2010.

How long has Stripe been around?

Stripe has been up since 2010-09-29.

Why did Stripe survive?

Seven lines of code was not a slogan. It was a distribution strategy.

Could Stripe still die?

Storefronts that own checkout (Shop, Apple, a super-app) plus a banking stack that is finally as nice. Not this year.

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